HI everyone. I am in a totally desperate situation. I left my job in November 2007 because my 15 year old daughter was in a period of deep depression and was cutting herself. She has been getting help since that time. Also, my husband was hospitalized in Aug. 2007 and I have been unable to put a dime on the copayments. Because I no longer am bringing in my income (42,000.00) a year, the bills are mounting. (My company had no openings in the area I work in, so I had no choice but to quit.) I am about to lose my car, have the utilities cut off and no money for food. My husband makes too much for us to qualify for any assistance. I have been applying everywhere including the unemployment office for work. I truly believe that I needed to be home for my daughter the last couple of months she is doing 100% better. I am unable to get caught up on these payments and cannot utilize my budget plan because we're so far behind. If anyone has any suggestions I would really appreciate it. Thanks and God bless you.